A clearer step-by-step retirement planning flow.
RetireAI is designed to move people forward without dumping every field on them at once: guided steps, plain language, useful outputs, and a fuller retirement picture behind the scenes.
Designed to feel guided, not overwhelming
People should be able to start with the basics, move through the process in stages, and only open up the deeper assumptions when they actually need them.
This is the direction now being built into the RetireAI experience.
Free check + spending
Start lightly, then build the household spending picture that becomes the base for retirement income targets.
Household basics
Capture single/couple status, homeowner status, and ages so the calculator can apply the right retirement and pension context.
Super and income targets
Add super balances, salaries, contributions, and target income bands so the pathway has real numbers behind it.
Timing, assets, and pension assumptions
Add other assessable income, employment income, drawdown timing, financial assets, non-financial assets, CPI stress, and fee assumptions.
Unlock the PDF stack
Save the scenario, generate the plain-English report, and leave with assumptions, warnings, and adviser/Services Australia check questions.
What makes the RetireAI flow different.
Less overwhelm
People do not need to know every pension term before they start. The process should teach while it guides.
Better edge-case handling
Mixed-age couples, different retirement dates, employment after pension age, and foreign-pension flags matter. The flow is being built around those real-world wrinkles.
Built for pre-adviser clarity
This site is being designed to help Australians get organised, understand the shape of their situation, and make better use of professional advice where formal personal advice is required.